兴趣爱好OpenBanking
PagoRUT / QR
BE Pass / BE Face
Protocol Analysis
Securely connect BancoEstado accounts, QR payments, and card controls to your system
We provide client-side protocol analysis (with proper authorization), OpenData/OpenFinance-style interface modeling, and runnable back-end implementations (Node.js / Python / Go), supporting PagoRUT, Compraquí, Pasaje QR RED, card locking/unlocking, BE Pass/BE Face authentication flows and statement exports.
Accounts & Authentication
— OAuth2 / token refresh, device binding strategies, and MFA-ready authorization to enable secure enterprise access.
QR Payments & Merchant Acquiring
— QR scans for merchant/consumer payments, callback notifications, settlement and refunds, with electronic receipts and invoicing samples.
Transactions & Statements
— fetch transaction history by time window and type, export to CSV/Excel/PDF, with automated reconciliation scripts.
Loyalty & Promotions
— support for points, rebates synchronization and promotional event accounting for marketing-finance closure.
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View Deliverables
Delivery & Output Samples
Standard Deliverables
OpenAPI / Swagger complete interface specification
Protocol & authorization flow analysis report (OAuth2 / Token / Webhook signatures)
Runnable backend code (Node.js / Python), with sample SDKs
End-to-end automated tests and integration test scripts
Compliance guidance (data minimization, retention, consent) and privacy considerations
Interface Sample: Transaction Reconciliation (Pseudo-code)
# POST /api/v1/bancoestado/transactions
Authorization: Bearer <ACCESS_TOKEN>
Content-Type: application/json
Response 200 {
"status": "OK",
"total": 482,
"transactions": [
{"id":"TXN20251010001","time":"2025-10-10T08:33:12Z","amount":50000,"currency":"IDR","type":"QR_PAY","status":"SUCCESS","payer_id":"user_998"},
{"id":"TXN20251011002","time":"2025-10-11T12:05:54Z","amount":150000,"currency":"IDR","type":"TOPUP","status":"SUCCESS","method":"BANK_TRANSFER"}
]
}
Key Integration Scenarios
Bank account and card syncing, real-time QR payer/merchant flows, merchant onboarding, and tax-compliant reporting for reconciliation.
Compliance & Security
All work is performed under client authorization or public/open APIs, with guidance on privacy, retention, and regional regulatory requirements. Multi-layer encryption, access logs and auditable traces are provided.
Core Modules
OAuth2 / Token management and refresh
QR payment callbacks with idempotent design
Transaction history query, pagination and export
Points and rebates (loyalty) integration
Automated reconciliation and anomaly alerts
About Us
We are a boutique studio specializing in mobility app protocol analysis and third-party API integration. Our team has extensive experience in payments, banking and compliance, delivering end-to-end API enablement and SDKs for global clients.
Android & iOS protocol analysis and API recreation
OpenAPI, sample code and automated tests
NDA and compliance guidance upon request
Transparent pricing: starting at $300 with pick-and-pay on delivery
Contact
To start a project or submit your app name and integration requirements, visit our contact page:
Visit Contact / contact.html